Supported Independent Living (SIL): A Participant Guide
Supported Independent Living (SIL) in the NDIS explained: what it funds, who it suits, how to get it in your plan, and what the reforms mean.
What is Supported Independent Living (SIL)?
What SIL funding covers — and what it doesn't
Who is SIL for?
SIL is not the same as SDA — how they fit together
How SIL funding is worked out
How to get SIL into your plan
A real-life scenario
Choosing a SIL provider
What the NDIS reforms mean for SIL
Your rights in supported living
What to do next
Frequently asked questions
Does SIL pay my rent?
No. SIL only pays for the support workers and the help you receive with daily tasks. You pay your own rent, board, bills and groceries, usually from your income or pension, just like anyone else. If you also need a specially designed home, that is a separate support called Specialist Disability Accommodation (SDA), which some people qualify for.
Can I get SIL if I want to live on my own?
Sometimes, but SIL is most commonly funded in shared living where support hours are shared between housemates, which the NDIA often sees as better value for money. Living alone with SIL usually needs strong evidence that shared living isn't suitable for you. A support coordinator or occupational therapist can help you make that case, and an Individualised Living Option might also be worth exploring.
Will the NDIS reforms cut my SIL funding?
The government has said critical daily-living and personal-care supports, which is what SIL provides, are not part of the participation budget reset starting from 1 October 2026. What is changing is how support needs are assessed, with a new assessment process rolling out from April 2027. Your actual funding depends on your assessed needs, so confirm current details with the NDIA.
How do I get SIL added to my plan?
You'll generally need evidence of high daily support needs, ideally including an occupational therapy functional capacity assessment. Talk to a support coordinator, ask SIL providers for a draft roster of care and quote, and raise SIL clearly at your planning meeting. If it's declined, you can seek a review, and appeals-advocacy support is available to help you.
What if I'm unhappy with my SIL provider?
You can raise a complaint with the provider first, and you're allowed to change providers, though moving home takes planning. If a concern is serious or you feel unsafe, contact the NDIS Commission on 1800 035 544, or call 000 in an emergency. An independent advocate can help you speak up and understand your options.