Tax and super as an independent support worker
How independent (sole trader) NDIS support workers manage income tax, GST, super and deductions — what to set aside, what you can claim, and when to get an accountant.
Income tax — set money aside
Do you need to register for GST?
Pay your own super
What you can usually claim
Keep clean records all year
When to get an accountant
Frequently asked questions
How much tax should I put aside as an independent support worker?
A common starting point is 25–30% of your income set aside for tax, kept in a separate account — but the right figure depends on your total income and deductions, so confirm it with an accountant.
Do independent support workers need to register for GST?
You must register for GST once your turnover reaches the registration threshold. Many NDIS supports to participants are GST-free, but it depends on the support and the plan, so check your situation with an accountant or the ATO.
Do sole trader support workers have to pay super?
Super is optional for sole traders, but with no employer contributing it’s strongly recommended you pay your own. Personal contributions may also be tax-deductible.
What can I claim as an independent support worker?
Genuine work expenses — insurance, work travel (with a logbook), screening and training, the work-use portion of phone and internet, PPE and equipment, and accounting fees. Keep receipts and records as evidence.