SIL vs SDA vs ILO — which is right?
A plain-English comparison of SIL, SDA and ILO — what each funds, who they suit, and how they fit together
Start here: your home and your support are two different things
SIL vs SDA vs ILO at a glance
What each one actually is
How SIL, SDA and ILO combine (and when they don't)
How to choose: questions to ask yourself
Common misconceptions worth clearing up
Where STA and MTA fit in
What to do next
Frequently asked questions
Can I have all three — SIL, SDA and ILO?
In practice you rarely need all three at once, because they answer different questions. SDA (the dwelling) and SIL (the support) are commonly paired, while ILO is usually an alternative to a standard SIL share rather than an add-on. What you receive depends on your assessed needs and the NDIA's decision, so confirm…
Should I choose SIL or ILO?
It comes down to how personalised you want your living arrangement to be. SIL often means joining an established supported home with a set support ratio, while ILO lets you design a set-up around you — living with a host, with chosen housemates, or alone with a support network. A support coordinator and OT can help you…
Do I need SDA to get SIL?
No. SIL funds your support and is decided separately from the dwelling, so you can receive SIL in an ordinary rented or owned home. SDA is only for a small group who need a specialist building, and most people who get SIL never have SDA.
Which one gives me the most choice and control?
ILO is specifically designed around choice and control, because Stage 1 is about exploring and designing the arrangement you want. That said, SIL and SDA also involve your preferences and can be reviewed. The most control comes from good evidence and support to build your case, whichever option you pursue.
In plain terms, what's the difference between SIL and SDA?
SIL is money for the help you receive; SDA is money toward the specialist home you live in. One is the support, the other is the building — and they are funded and assessed on separate pathways, which is why they are often confused.