SIL Myths Debunked: What's True and What's Not

Common SIL myths debunked: SIL doesn't pay rent, doesn't mean a group home, and doesn't lock you in. The facts on Supported Independent Living.

Supported Independent Living is one of the most misunderstood parts of the NDIS, and the myths can cost you choice, control and money. If you've heard that SIL pays your rent, means moving into a group home, or ties you to one provider for life, this guide is for you. We'll take the most common SIL myths one at a time and set out what's actually true.

Myth 1: SIL pays your rent

Myth 2: SIL means a group home

Myth 3: SIL always means 24/7 one-to-one support

Myth 4: You can't choose your housemates or provider

Myth 5: SIL is a fixed amount everyone gets

Myth 6: Once you're in SIL, you're stuck

The truth that ties it together

Frequently asked questions

Is it true SIL doesn't pay rent?

Yes, that's true. SIL funds support workers' time only — personal care, daily tasks, supervision and skill-building. It never pays rent or board. You cover housing costs from your own income, usually the Disability Support Pension and any Commonwealth Rent Assistance. Specialist housing is funded…

Does having SIL mean I have to live in a group home?

No. SIL funds support, not a type of house. You can receive SIL living alone, with a partner, or sharing with housemates you choose. The idea that SIL means a traditional group home is a myth the Disability Royal Commission specifically challenged.

Can I change my SIL provider if it's not working?

Yes. You can choose your SIL provider and change them if the support isn't right, often without moving house, because SIL funds the support rather than the dwelling. Your support coordinator can help you explore alternatives and make the switch at a review.

Does everyone get the same amount of SIL?

No. There's no standard package. SIL is based on each person's assessed needs and roster of care, so two people in the same home can have very different funding. An occupational therapist's assessment and a clear picture of your day shape the funded hours.

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